This Agreement (the "Agreement") governs your access and use of KWPages facilities, website and service (the "Service"). In consideration for your right to access and use the Service, you and KWPages agree as follows:

1. ACCEPTANCE OF TERMS

By clicking the "I Accept" button below, you agree to be bound by the terms of this Agreement and any modifications made to it in accordance with Section 19 below.

2. THE KWPages SERVICE

The KWPages Service is an online application, enabling businesses and individuals to store information to a central place that they can access at a future time. You understand and agree that the Service is provided "AS-IS" and that KWPages assumes no responsibility for, among other things, (1) any service outages or interruptions (2) the unavailability of particular links, features or services, (3) the inability to access the Service, (4) the failure or inability to post materials to the Service, (4) the deletion of materials posted to the Service or (5) the failure to store materials posted to the service.

3. REGISTRATION

To take advantage of the Service's full capabilities users must register with KWPages. You may register as a User at Register. If you choose to register, you agree that you will supply KWPages with the information requested in the registration process, ensure that the information supplied is accurate, and update the information as necessary to ensure that it remains accurate. Information supplied in the registration process, as well as other information provided to KWPages during your use of the Service is governed by KWPages's privacy policy that can be viewed at http://www.kwpages.com/privacy_policy.aspl. During the registration process, you will be asked to select a password for your individual account. You are solely responsible for maintaining the confidentiality of your password. You agree that anyone with whom you share your password will abide by this Agreement, and that you will be liable for the conduct of those using your account and password. You are encouraged to and may change your password at any time by visiting The Security Options menu of the KWPages tab of the My Profile section. If you learn of any unauthorized use of your account or password, you agree to notify KWPages immediately by submitting Hacking Reports.

4. CONTENT ACCESSIBLE ON THE SERVICE

The KWPages Service contains a huge variety of information, data, messages, directions, computer programs, pictures, audio/visual works and other materials (the "Content") that users post. Please use caution and common sense when viewing KWPages communities. You understand and agree that any Content posted on the Service is the exclusive responsibility of the person who posted or uploaded it, and that you will be solely responsible for any Content that you upload, post, email or otherwise transmit via the Service. You acknowledge that KWPages is not responsible for, does not control, does not endorse and does not verify the Content posted to the Service or available through the service, and that it makes no guarantee regarding the reliability, accuracy, legitimacy or quality of any such Content. You agree that you will bear any and all risk of reliance on the accuracy, validity or legitimacy of such Content. Under no circumstances will KWPages be liable in any way to you for any Content, including, but not limited to, any errors or omissions in any Content or any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise transmitted via the Service.

You acknowledge that KWPages does not pre-screen Content, but agree that KWPages shall have the right (but not the obligation) to access any Content, and remove or restrict access to any Content on the Service in its sole discretion and without notice or compensation. Without limiting the foregoing, KWPages shall have the right to access any Content and remove or restrict access to any Content that violates this Agreement or that KWPages believes is otherwise objectionable.

You acknowledge and agree that KWPages may preserve or disclose any Content if it reasonably believes disclosure is required by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce this Agreement; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of KWPages, its users and the public.

5. LICENSE GRANTED TO KWPages

You grant KWPages the world-wide, royalty free and non-exclusive license to reproduce, modify, adapt, distribute and publish any Content you post/upload/contribute to the Service, for the purposes of displaying such information on KWPages's sites and for the promotion and marketing of KWPages's services. However, KWPages will not resell, attempt to resell, or otherwise convey these rights to any third party.

6. USER CONDUCT

You agree to not use the Service to:
(a) violate or solicit the violation of any applicable local, state, national or international law; (b) infringe the rights of any third party, including but not limited to intellectual property rights and privacy or publicity rights
(c) upload, post, email or otherwise transmit any Content that (1) is unlawful, threatening, abusive, tortious, defamatory, obscene, libelous, or invasive of another's privacy; (2) consists of instructional information on illegal activities, including, but not limited to, hacking, cracking, and phreaking; (3) violates or infringes in any way upon the proprietary rights of others, including, without limitation, copyrighted software, music, photographs, text, videos or artwork; (4) constitutes pornography, or sexual material of an obscene nature or that violates local, state or national laws; (5) is the private information of another such as their addresses, phone number, Social Security number or credit card number; (6) contains software viruses, Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or (7) you do not have a right to upload or post due to contractual or other legal obligation.
(d) impersonate any person or entity, including, but not limited to, an KWPages official, another user, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
(e) forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
(f) interfere with or disrupt the Service, computer servers or boards accessible through the Service;
(g) disseminate off-topic Content promoting any product, service, web site, venture, or promote Content on the Service through unsolicited electronic mail messages to third parties.
If you do use the Service to commit any of the above, KWPages may, at its sole discretion, terminate your password, account (or any part of it) or ability to use the Service, and remove and discard any Content within the Service.

7. MEMBER DISPUTES

You are solely responsible for your interactions with other users of the Service. KWPages reserves the right, but has no obligation, to monitor disputes between you and other users of the Service.

8. CREATION OF CONTENT

In using the Service to create or make accessible Content, you agree to use your best efforts to ensure that individuals posting Content to the Service comply with Paragraph 6 of this Agreement, and agree to take action to remove or disable access to any Content on the Service that violates Paragraph 6 of this Agreement.

9. COMMUNITY-SUPPORTED COMMUNITIES PROGRAMS

By signing up to be a registered user or administrator, you agree to the following:
(a) You expressly understand and acknowledge KWPages's Disclaimer of Warranties under Section 13 below and that KWPages will not be liable for any damages under this Agreement pursuant to the Limitations of Liability in Section 14 below. You expressly understand and acknowledge that the pricing reflected in the Advertising program is based on the above limitations, and that the limitations in this Section 9(a) represent a reasonable allocation of risk for the parties.
(b) You expressly understand and acknowledge that any fees due or paid by you under the Advertising program are non-refundable in part or in whole. KWPages currently accepts payment by check, money order, or PayPal, and reserves the right to modify its acceptable forms of payment at any time without notice.
(c) You expressly understand and acknowledge that KWPages may change your privileges as a user or administrator of the Advertising program and that KWPages reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Advertising program (or any part of it) with or without notice. You acknowledge that KWPages shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Advertising program.

10. LIMITATIONS, CONDITIONS AND RULES REGARDING SERVICE

You agree that KWPages may establish, in its sole discretion, any limitations, conditions or rules concerning use of the Service, including, for example, the maximum number of links a user may post to a given topic or topics or the Service in a given day, the number of days that posted Content will be available, or the maximum size of a given post. You acknowledge that KWPages has the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

11. MODIFICATION AND TERMINATION OF SERVICE

KWPages reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part of it) with or without notice. You agree that KWPages shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
You agree that KWPages, in its sole discretion, may terminate your password, account (or any part of it) or ability to use the Service, and remove and discard any Content within the Service, for any reason or for no reason, including, without limitation, for lack of use, or for violating the letter or the spirit of this Agreement. You agree that any termination of your access to the Service may be immediate and without prior notice. You further agree that KWPages shall not be liable to you or any third-party for any termination of your use or ability to access the Service. Specific reasons for such limitation or termination include, but are not limited to the following:
(a) circumventing any KWPages banner display. Subscribers to our "no-ad banner option" are exempt from this requirement.
(b) using in the registration of your KWPages membership an email account that is not your own or that is or becomes inactive.
(c) reproducing, distributing, republishing or retransmitting material posted by other KWPages members without the prior permission of such members.
KWPages reserves the right to take any action it deems necessary with respect to your KWPages or user account if we have reason to believe it may cause us to lose the services of our ISP or suppliers.

12. OTHER WEB SITES AND RESOURCES

Third parties using the Service may provide links or access to other web sites and resources. Because KWPages has no control over such sites and resources, you acknowledge and agree that KWPages is not responsible for the availability of such sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that KWPages shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

13. NO RESALE, REDISTRIBUTION OR REPURPOSING OF SERVICE OR CONTENT

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, use of the Service, access to the Service or any of the Content accessible through the Service, other than Content as to which you hold the intellectual property rights.

14. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. KWPages EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
(b) KWPages MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE INFORMATION THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE.
(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS OBTAINED AND USED AT YOUR SOLE RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY BY KWPages.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT KWPages SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF KWPages HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 13 AND 14 MAY NOT APPLY TO YOU.

17. INDEMNITY

You agree to indemnify and hold KWPages, and its subsidiaries, affiliates, officers, agents, employees, and contractors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, your use of the Service, your connection to the Service, your violation of the law, this Agreement or the rights of another.

18. NOTICES

Notices to you may be made via either email or regular mail. KWPages may also provide notices of changes to this Agreement or the Service by displaying notices or links to notices to you generally on the Service.

19. LEGAL DISPUTES

This Agreement and your relationship with KWPages shall be governed by the laws of the Province of Ontario without regard to its conflict of law provisions. You and KWPages agree to submit to the personal and exclusive jurisdiction of the courts located within the Municipality of Waterloo, Ontario, Canada agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

20. MODIFICATION

We may amend this Agreement at any time by posting the amended terms on our site at http://www.kwpages.com/docs/terms/. All amendments shall automatically be effective 30 days after they are initially posted on our site. Your use of the Service following the effective date of any modifications shall constitute your binding acceptance of those modifications. This Agreement may not be otherwise amended except in a writing signed by an officer of KWPages. This Agreement was last modified on October 1, 2005.

21. GENERAL

This Agreement constitutes the entire agreement between you and KWPages with respect to the Service and supersedes all prior agreements and understandings between you and KWPages. KWPages's failure to enforce any provision of this agreement will not be construed as a waiver of any provision or right. In the event that a portion of this agreement is held unenforceable, the unenforceable portion will be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of the provisions will remain in full force and effect. Paragraphs 13, 14, 15, 16 and 17 of this Agreement shall survive any termination of the Agreement. If you are an Ontario resident, you may have a copy of this Agreement emailed to you by sending a letter with your email address and a request for the Agreement to:

KWPages, Inc.
5 Bramblewood Street
Kitchener, Ontario
Canada, N2N 3N1
Attn: Customer Relations

22. OFFICIAL LANGUAGE - ENGLISH

This AGREEMENT AND THE KWPages site is developed in English and MAY BE translated into other languages. TO THE EXTENT A TRANSLATION OF THE AGREEMENT OR THE SITE IS PROVIDED, IT IS AFFORDED AS a convenience only. For all purposes, only the English VERSION OF THIS AGREEMENT, AND THE ENGLISH VERSIONS OF THE KWPages SITE SHALL BE OFFICIAL AND BINDING ON THE PARTIES. KWPages, Inc. is not responsible for the accuracy and correctness of the translation. You are solely responsible to carefully read AND UNDERSTAND the English text and YOU AGREE THAT YOU MAY NOT RELY on translations provided AS OFFICIAL DOCUMENTS OR REPRESENTATIONS.

23. REFUND POLICY

Any money that you pay towards KWPages site is refundable on reasonable cause and that to only within 30 day of purchase time.